Bank of Santa Clarita Reports Earnings
The Bank of Santa Clarita reported its net earnings for 2010 totaled $569,000 as compared to $609,000 for 2009, noting increasing core earnings, with pre-tax or core earnings for 2010 totaling $267,000, as compared to $58,000 for 2009.
The bank also reported that it experienced a strong growth in deposits during 2010, with deposits totaling $152 million at Dec. 31, 2010, reflecting growth of $33 million during the year, an increase of 27 percent. Total assets during 2010 grew by more than 20 percent to $209 million.
On Dec. 31, 2010, shareholders' equity totaled $20.2 million the bank reported, and its total risk-based regulatory capital ratio was 15.23 percent, exceeding the "wellcapitalized" level of 10 percent which is prescribed in applicable capital regulations.
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